He kept saying there is no problem with buying the things you want – nagiging problema lang sya kung inuutang mo ang pambili mo or nasasaktan ang budget at savings mo para dito. Talagang ‘di ka makakailag kung ugali mo ang ganun. lahat yan, diniscuss nya sa libro na ‘to. ‘Yung nangungutang para may panghanda or pangparty, nangungutang para may pambiling gadgets atbp. Kuhang kuha ni Chinkee yung common na ugaling pinoy pagdating sa pera. Ako, it took me a few days kasi ginagawa ko nga syang pampatulog, haha. LOL! For those who are into reading, kayang kaya nilang tapusin to in a few hours. It’s written in taglish and has no “nakakanosebleed” terms in there! Walang mga technical analysis stuff sa librong ‘to. It’s a small book, perfect for beginners like me. I just finished reading this, it’s not in my hands now, I promised to lend it to Melisa as soon as I’m finished but here’s my short review of this book. So when I won this book through Madz’s giveaway, I was so happy. He’s always frank on the points he wants to emphasize to his subscribers. When I started learning about saving and investing, Chink+ was one of the people that I saw online as a good life and financial coach. Ngayon, nagagawa ko ng pampatulog ang pagbabasa, LOL!

Funny, I know I said so many times that I’m not a reader but I want to change that as well, haha.

Now since this topic requires a lot of reading, I am also trying to make reading a habit now. I’m still a work in progress, I still have a lot of things to learn and there are still many things that confuse me but I am slowly learning little by little. Thanks to a few friends and bloggers, I finally came to a decision to start reading and learning about finances and investing this year. Before I was just contented with telling myself, “Ah, para lang yan sa mayayaman ang investing, ‘di namin afford ‘yan”, or “parang ‘di ko yata maiintindihan ang bagay na ‘to kahit kailan, mukhang complicated e” and all. This year is a turning point in my life when it comes to financial literacy.

Chinkee tan ebook download